Articles

The new calculator projects your payoff year under the marginal repayment system — what to enter, how the June 1 indexation timing works, and how to read the pay-off-early vs invest comparison.

How the paper portfolio tracks the undervalued screens — equal-weight, rebalanced monthly, how stocks leave the list, and why it's a long-term experiment (and why dividends aren't counted yet).

How our monthly screen runs the whole ASX 300 through the same DCF/DDM engine as the tool — the four filters a stock must clear, and the caveats behind the list.

The two valuation methods behind the calculator — Discounted Cash Flow and the Dividend Discount Model — explained, with the exact inputs and when to use each.

Tax codes change, tariffs shift, wars flare — the maths of long-term ETF investing doesn't.

How geared ETFs work, the maths of volatility decay, how life stage dictates leverage, and how to combine gearing with debt recycling.

See the math on why high-yield franked ETFs like VHY change the equation.

Australia's fixed tax thresholds and structural inflation are quietly clawing back your pay rise — here's exactly how, and what to do about it.

Three frameworks, one stock, three different verdicts — here's what each framework is actually measuring, why they often disagree, and what no ratio can ever tell you.

With high inflation and massive new tax changes, here are the only two wealth shelters that actually matter right now.

Offset strategy, equity release into shares, and equity into property — how each works, the tax engine behind it, and what the 2026 budget changes.

Income tax cuts, negative gearing restrictions, and CGT changes — explained in plain English, with the numbers that matter to you.