Valuation as at 2026-08-14 · see also the Europe Most Undervalued screen
About AXA SA
AXA SA, through its subsidiaries, provides insurance, asset management, and banking services worldwide. The company operates through France, Europe, AXA XL, Asia, Africa & EME-LATAM, and Transversal & Other segments. It offers life and savings insurance and property and casualty insurance products.
Source: Yahoo Finance company profile · factual description, not KashVector commentary
AXA SA CS.PA
Financial Services · Insurance - Diversified
AXA SA's price & financial trends
Annual reporting periods — this market does not have reliable quarterly data on Yahoo (either it isn't required, or coverage is incomplete), so annual is the most granular consistent series across free cash flow and dividends.
Data as at 2026-08-14
Share price · last 2 years
Earnings per share (diluted) Per year
Return on equity Per year
Dividend per share Per year
Value investing scale · Buffett · Dalio · Graham
🏦 Bank/Insurer — valued with the Dividend Discount Model
DCF is not used for bank/insurer stocks: deposits or reserves are a raw material rather than funding, so there's no clean free cash flow. This valuation uses the Dividend Discount Model (DDM) instead.
Intrinsic value estimate · 5-year forecast
Assumptions used in this valuation
Every input below is either fetched live from Yahoo Finance or a documented default — nothing is hidden.
| Bear | Base | Bull | |
|---|---|---|---|
| Dividend growth | 3.0% | 6.0% | 9.0% |
| Terminal growth | 1.8% | 1.8% | 1.8% |
| Cost of equity | 7.43% | 6.43% | 5.43% |
Cost of Equity (CAPM) = Risk-free rate + Beta × Equity Risk Premium = 3.20% + 0.59 × 5.50% = 6.43%
These numbers come from running AXA SA's dividends through the mechanical DDM formula and assumptions above — not from any view on the news, management, or CS.PA's competitive position. What is DDM?
Want to test your own dividend growth or cost-of-equity assumptions?Open the full interactive calculator, pre-filled with CS.PA →
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Not financial advice. DDM valuations are highly sensitive to assumptions — small changes in growth rate or discount rate produce large swings in output. This is a mechanical calculation, not a recommendation to buy, hold, or sell.
About this valuation
Computed on 2026-08-14 from Yahoo Finance data, using the same engine as the full DCF tool and the Europe Most Undervalued screen. Every figure above is a point-in-time snapshot of that date — change any assumption yourself in the interactive tool for a live one.
Frequently asked questions
Is AXA SA (CS.PA) undervalued?
The Base-case DDM estimates intrinsic value at €61.45 vs a price of €44.64 on 2026-08-14 — a +37.7% margin, so the Base case reads undervalued. This is a mechanical output, not advice.