Valuation as at 2026-09-25 · see also the ASX 300 Most Undervalued screen
About Judo Capital Holdings Limited
Judo Capital Holdings Limited, through its subsidiaries, provides various banking products and services for small and medium businesses in Australia. It provides personal, self-managed super fund (SMSF), and business term deposits. It also offers line of credit, business, equipment, home, and agribusiness loans, as well as healthcare and asset financing.
Source: Yahoo Finance company profile · factual description, not KashVector commentary
Judo Capital Holdings Limited JDO.AX
Financial Services · Banks - Regional
Judo Capital Holdings Limited's price & financial trends
Annual reporting periods — this market does not have reliable quarterly data on Yahoo (either it isn't required, or coverage is incomplete), so annual is the most granular consistent series across free cash flow and dividends.
Data as at 2026-09-25
Share price · last 2 years
Earnings per share (diluted) Per year
Return on equity Per year
Dividend per share
No dividend history available.
Value investing scale · Buffett · Dalio · Graham
2 criteria had no data
Solvency Check
Not meaningful for banks, insurers, or REITs — their balance sheets are structured differently from an operating company's (leverage is part of the business model, not a distress signal).
AI Sector Correlation
Price moves show no meaningful link to the AI sector over the trailing year.
Price moves show no meaningful link to semiconductor stocks over the trailing year.
🏦 Bank/Insurer/NBFC — valued with the Excess Return Model
DCF is not used for bank/insurer/NBFC stocks: deposits, reserves, or loan origination are a raw material rather than funding, so there's no clean free cash flow. This company also retains most of its earnings for growth instead of paying them out, so the Dividend Discount Model would understate its value -- the Excess Return Model is used instead, valuing (ROE − Cost of Equity) × Book Value each year on top of the existing book value.
Intrinsic value estimate · 5-year forecast
Assumptions used in this valuation
Every input below is either fetched live from Yahoo Finance or a documented default — nothing is hidden.
| Bear | Base | Bull | |
|---|---|---|---|
| ROE | 3.2% | 6.4% | 9.6% |
| Cost of equity | 12.02% | 11.02% | 10.02% |
Cost of Equity (CAPM) = Risk-free rate + Beta × Equity Risk Premium = 5.32% + 1.36 × 4.20% = 11.02%
These numbers come from running Judo Capital Holdings Limited's book value and return on equity through the mechanical Excess Return formula and assumptions above — not from any view on the news, management, or JDO.AX's competitive position. What is Excess Return?
Want to test your own ROE or cost-of-equity assumptions?Open the full interactive calculator, pre-filled with JDO.AX →
Not financial advice. Excess Return valuations are highly sensitive to assumptions — small changes in growth rate or discount rate produce large swings in output. This is a mechanical calculation, not a recommendation to buy, hold, or sell.
About this valuation
Computed on 2026-09-25 from Yahoo Finance data, using the same engine as the full DCF tool and the ASX 300 Most Undervalued screen. Every figure above is a point-in-time snapshot of that date — change any assumption yourself in the interactive tool for a live one.
Frequently asked questions
Is Judo Capital Holdings Limited (JDO.AX) undervalued?
The Base-case Excess Return estimates intrinsic value at $1.28 vs a price of $0.94 on 2026-09-25 — a +36.7% margin, so the Base case reads undervalued. This is a mechanical output, not advice.
What is "AI Sector Correlation"?
A measure of how closely this stock's daily price movements have tracked the AI sector over the trailing 12 months, after removing the effect of general stock-market movement. It is shown against two benchmarks: a broad AI-themed ETF (AIQ) and a semiconductor ETF (SMH), the hardware side of the AI boom. It answers "does this stock move with AI-sector sentiment specifically, beyond just moving with the market overall?" — not whether the company's revenue comes from AI.
How is it calculated?
We compute daily returns for the stock, the two AI ETFs (AIQ and SMH), and an equal-weight broad-market ETF over the trailing year, then calculate the partial correlation between the stock and each AI ETF while statistically controlling for the broad-market ETF. This isolates AI-specific co-movement from ordinary market-wide moves — a stock correlated with the market generally (which most large stocks are) doesn't automatically score as AI-correlated. See the full glossary entry for the formula and its limits.
What does "Inverse" mean?
A reading of -0.20 or lower. After removing general market movement, the stock has tended to rise when the AI sector (or semiconductor stocks) fall, and fall when they rise. It is a strong link, just in the opposite direction, which is why it is coloured red like High. It describes past price behaviour, not a prediction.
What is the "AI hardware" reading, and why show two numbers?
The broad AI ETF mixes hardware, cloud and software companies, so a stock can look unrelated to it while moving strongly with, or against, semiconductor stocks. For example, some large software companies have shown a near-zero reading against the broad AI ETF but a clearly negative one against semiconductors. Showing both lets you see either pattern. See the AI Hardware Correlation guide for how the semiconductor reading works.
What do the colours mean?
The colour shows how strongly the stock's price has been tied to the AI sector, in either direction. It is not a good or bad rating. Red means a strong link: High (moves with the AI sector) or Inverse (moves against it). Amber is Moderate, green is Low, and cyan means no meaningful link (None). Red is not a quality or valuation warning.
Does a high score mean I should buy this stock?
No. This is a descriptive statistic about historical price co-movement, not a valuation judgment or a recommendation. A stock can show high AI correlation and still be overvalued, and a stock with no AI correlation can still be a sound investment for other reasons. Use it alongside the valuation and framework scores above, not in place of them.
Why might a genuinely AI-linked company still show "None"?
Correlation measures how the market has priced the stock recently, not the company's actual business exposure. A company can have a real AI-infrastructure story (for example, supplying power or components to data centres) without the market yet trading its shares in sync with AI-sector sentiment — the underlying business case and the price pattern are two different things.
Why do some international stocks score lower than expected?
Stocks listed outside the US (for example on the ASX or KRX) trade on a different calendar to the US-listed AI ETFs used for this comparison, so there are fewer directly overlapping trading days to compare. This can understate the correlation for otherwise AI-linked international companies — a known limitation of the method, not a judgment about the company.