Oracle Financial Services Software Limited (OFSS.NS)

Valuation as at 2026-08-29 · see also the NIFTY 500 Most Undervalued screen

About Oracle Financial Services Software Limited

Oracle Financial Services Software Limited, together with its subsidiaries, provides information technology (IT) solutions to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT Solutions and Consulting Services. The company offers Oracle FLEXCUBE; Oracle FLEXCUBE Investor Servicing; Oracle Banking Digital Experience; Oracle Financial Services Lending and Leasing; and Oracle Banking APIs.

Source: Yahoo Finance company profile · factual description, not KashVector commentary

Oracle Financial Services Software Limited OFSS.NS

Technology · Software - Infrastructure

Price
₹12,190.00
Market Cap
₹1061.54B
Free Cash Flow
₹30.88B
Beta
0.60
P/E (TTM)
31.2x
52-Week Range
₹6,234.50–₹12,275.00

Oracle Financial Services Software Limited's price & financial trends

Each card is labelled with its own reporting period — quarterly where Yahoo provides it for this market, annual otherwise.

Data as at 2026-08-29

Share price · last 2 years

₹11,855.00 +8% vs 2024-08
NIFTY 50 ₹10,988.70₹9,122.05₹8,986.00₹8,107.00₹9,726.50₹11,855.00 2024-082025-012025-062025-112026-042026-08

Earnings per share (diluted) Per quarter

₹162.59 +120% vs Q1 '25
₹73.76₹73.52₹69.79₹96.36₹162.59Q1 '25Q2 '25Q4 '25Q1 '26Q2 '26

Free cash flow Per year

₹25.87B +50% vs FY23
₹17.20B₹17.61B₹21.64B₹25.87BFY23FY24FY25FY26

Dividend per share Per year

₹392.89 +108% vs FY23
₹189.27₹223.38₹238.28₹392.89FY23FY24FY25FY26

Value investing scale · Buffett · Dalio · Graham

Strong Fit
17 / 20 combined score

See the full Buffett, Dalio & Graham breakdown for OFSS.NS →

Intrinsic value estimate · 5-year forecast

BEAR
₹7,452.90
vs current ₹12,190.00
-38.9% ❌ Overvalued
BASE
₹13,452.74
vs current ₹12,190.00
+10.4% ⚠️ Fairly Valued
BULL
₹18,927.69
vs current ₹12,190.00
+55.3% ✅ Undervalued

Assumptions used in this valuation

Every input below is either fetched live from Yahoo Finance or a documented default — nothing is hidden.

Starting free cash flow
₹30.88B
Reported free cash flow (Yahoo)
Risk-free rate
4.90% ● LIVE
Live 10-yr govt bond
Beta
0.60
Floored for non-US stocks
Equity risk premium
7.50%
Market-specific seed
Cost of debt
5.50%
Synthetic rating AAA, ICR 1271.9x
Tax rate
25.00%
Estimated default
Capital structure
E 100% / D 0%
Market cap vs total debt
Projection horizon
5 years
+ terminal value beyond
BearBaseBull
5-yr FCF growth12.5%25.0%30.0%
Terminal growth2.5%2.5%2.5%
WACC (discount rate)10.40%9.40%8.40%

Cost of Equity = Risk-free rate + Beta × Equity Risk Premium = 4.90% + 0.60 × 7.50% = 9.40% · WACC = weighted by 100%/0% capital structure

These numbers come from running Oracle Financial Services Software Limited's cash flows through the mechanical DCF formula and assumptions above — not from any view on the news, management, or OFSS.NS's competitive position. What is DCF?

Want to test your own growth or discount-rate assumptions?Open the full interactive calculator, pre-filled with OFSS.NS →

Not financial advice. DCF valuations are highly sensitive to assumptions — small changes in growth rate or discount rate produce large swings in output. This is a mechanical calculation, not a recommendation to buy, hold, or sell.

About this valuation

Computed on 2026-08-29 from Yahoo Finance data, using the same engine as the full DCF tool and the NIFTY 500 Most Undervalued screen. Every figure above is a point-in-time snapshot of that date — change any assumption yourself in the interactive tool for a live one.

Frequently asked questions

Is Oracle Financial Services Software Limited (OFSS.NS) undervalued?

The Base-case DCF estimates intrinsic value at ₹13,452.74 vs a price of ₹12,190.00 on 2026-08-29 — a +10.4% margin, so the Base case reads fairly valued. This is a mechanical output, not advice.